Selling The House During Divorce: A Tough Decision

While we would love to see couples last longer in their marriage as they build a family on their own. It is not always the case for some of them. Unfortunately, some good things didn’t last, ending up for both parties to file a divorce, undergoing the entire grueling legal process of divorce and move on their separate lives later on.

There are several reasons for marriage not to work, resulting in divorce. An expert on this field and a life-coach, Shellie R. Warren published an article at the most common reasons for married couples to divorce. These reasons might shock you.

10 Most Common Reasons for Divorce

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You know things are not going well for you and your spouse. Your partner did seem stern, aloof and resentful that last time you spoke to each other. Like always you expect them to come around, let go of the steam and become their normal self with time. Instead, one day, you come home to find their clothes missing from their cupboards and a piece of paper on the dinner table- a divorce notice.

Do you think this scenario could transpire into your life?

It’s not uncommon that couples start to fight and make up…fight and make up, until one day they fall apart for good. Don’t neglect your relationship issues, you never know, your relationship could be treading towards rocky roads too!

What are the real reasons for divorce?

Infidelity, lack of communication, financial troubles, sparing sessions of sex and intimacy are some of the reasons for divorce.

Let’s look at the 10 most common reasons for divorce and hope that you can learn from the mistakes of others.

Top 10 Reasons for Divorce

1. Infidelity

Extra-marital affairs are responsible for the breakdown of most marriages that end in divorce

Extra-marital affairs are responsible for the breakdown of most marriages that end in divorce. This is one of the most common causes of divorce. The reasons why people cheat aren’t as cut and dry as our anger may lead us to believe.

Anger and resentment are common underlying reasons for cheating, along with differences in sexual appetite and lack of emotional intimacy.

Infidelity often begins as a seemingly innocent friendship, says cheating expert Ruth Houston. “It starts as an emotional affair which later becomes a physical affair”.

2. Money

Money makes people funny, or so the saying goes, and it’s true.

Everything from different spending habits and financial goals to one spouse making considerably more money than the other, causing a power struggle can strain a marriage to the breaking point. “Money really touches everything. It impacts people’s lives,” said Emmet Burns, brand marketing director for SunTrust. Clearly, money and stress do seem to go hand in hand for many couples.

3. Lack of communication

Communication is crucial in marriage and not being able to communicate effectively quickly leads to resentment and frustration for both, impacting all aspects of a marriage.

On the other hand, good communication is the foundation of a strong marriage. Yelling at your spouse, not talking enough throughout the day, making nasty comments to express yourself are all unhealthy methods of communication that need to be ditched in a marriage.

Practicing mindful communication, to change age-old marriage mistakes, can be hard but it’s well worth the effort to improve and save your relationship.

4. Constant arguing

From bickering about chores to arguing about the kids; incessant arguing kills many relationships.

Couples who seem to keep having the same argument over again often do so because they feel they’re not being heard or appreciated. Many find it hard to see the other person’s point of view, which leads to a lot of arguments without ever coming to a resolution. Read the entire list here…

These reasons are actually very common and are being experienced by each and every couple so many times in their relationship that they can’t handle anymore, thus ended in divorce. However, it’s just the beginning of the long, grueling legal process. Apart from the emotions, they also need to decide what to do with their conjugal properties such as their house.

The best thing to do is to sell the house and divide the proceeds. But how are divorced couples actually sell their home? Jess Walter of Divorce Magazine posted an article on how to sell your house fast during divorce. Read the article below to learn more.

Moving on With Your Life: How to Sell Your House Fast During Divorce

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Selling a property is not always easy – especially during a divorce. But at the end of the day, getting it done as quickly as possible and for a fair price means that you both can move and get on with your lives.

Going through a divorce is often an emotional roller coaster with lots of uncertainty and problems to sort out. Even the most amicable of divorces still involve legal and administrative matters that need to be taken care of. One of the most difficult things to do during a divorce is to sell your family home. Selling a house is not so straightforward as it involves several considerations. Whether settling a mortgage, refinancing, transferring to one partner, or putting it up for sale, financial, legal, and emotional factors could impact the sale of the family home – including how quickly it sells. Here are the steps you need to take to sell your house fast during divorce.

Disentangle the Legal Entanglements First

Before you can even think of putting your house on the market, both of you should sit down and review the financial aspects. If there is an outstanding joint mortgage, you are both liable to pay it off – and the smartest solution is to sell your house fast and divide the proceeds.

However, the new “Tax Cuts and Jobs Act” reduces the advantages of home ownership with the mortgage deductible trimmed down from $1 million to $750,000 applicable to all loans taken after December 14, 2017. If your home mortgage was taken before this date and there is significantly more than $750,000 left on the mortgage, it could make sense to keep the house to take advantage of the higher grandfathered deduction. Removing one spouse from that grandfathered mortgage could, however, become tricky; this could result in refinancing, which means it will be subject to the new tax law.

Another change in the new tax law is the state and property tax, which is capped at $10,000. Hence, those living in high property tax states might need to reconsider if one or the other spouse can afford to keep the home.

A lawyer or tax specialist might be able to help divorcing couples find the best way to dispose of the home without losing tax benefits under the previous laws.

If current conditions are not favorable, or if the current value of the house is less than the remaining mortgage, it is best to wait till the property market improves before selling the house. If one of you remains in the house until the market improves, then he/she should pay more than 50% of the mortgage to make up for the fact that the other spouse will likely have to pay rent until the house sells. Talk to a lawyer and write up a formal agreement as to who will pay what and how long you are willing to wait to sell the house.

You could also consider a divorce lien, where one party keeps the house, and the other gets a note and deed of trust (or mortgage) secured by the property. One gets real estate and the other gets paper. The spouse who keeps the house retains a fair share of the equity, and he/she must pay the departing spouse according to an agreed-upon schedule.

If neither party can afford to keep the house – even in the short-term – a short or pre-foreclosure sale is an alternative. Learn more here.

Both parties should talk about the terms before selling the house, such as the home price, paying off the mortgage if there’s any, paying taxes etc. In simple words, it is not an easy process. You both have to survive to deal with each other until the hose is sold. Christine Bartsch gives tips to divorced couples how to survive selling a home.

5 Tips to Help You Survive Selling a Home During a Divorce

The loneliness of divorce leaves many feeling like they’re stranded on a deserted island. Add selling off the family home into the equation, and you’re adrift on a turbulent sea in a tiny row boat without paddles.

As isolating as divorce seems, you’re not alone.

Statistics from 2016 show that there were 827,261 divorces in the U.S.—that’s a rate of 3.2 per every 1,000 people. And every one of those separating couples have experts to guide them.

They have attorneys to help them through the lengthy, emotionally draining divorce proceedings. They also have access to organizations willing to assist them in maneuvering through the divorce process, as well as providing divorce law resources for every state. Plus, their local communities have any number of support groups to get them through the emotional upheaval.

And if they sell their home as part of the process, they’ll enlist the assistance of a top-notch real estate agent with experience handling divorce sales, too.

But no matter how much outside help you get, it’s your attitude and approach that determines whether the home sale will be rocky or smooth sailing. If you come into the home sale ready to do battle, you’ll only drag out the process and wind up costing yourself money.

Luckily, with these tips from real estate professionals who have learned over years of experience how to be a guiding light, you can navigate the uncharted waters of selling a home during a divorce successfully.

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1. Remember: Selling Your Home in a Divorce Is Business

The home sale process is complex and requires dozens of decisions that both parties will need to agree on. Couples who get personal, instead of staying professional, wind up making poor decisions out of spite.

Top agent Annpauline Creamer—who ranks #8 out of 665 agents in the Mahopac, New York area—explains:

“Spouses need to handle the sale like a business transaction. As an agent, I represent both spouses, not just one—and I’ve had some divorce situations where they couldn’t agree on the money. In difficult situations, I have to get the attorneys involved because the clients can’t agree.”

If you interfere with the home sale in an attempt to hurt your spouse, you’ll just wind up hurting yourself financially.

For your own mental health and financial well-being, you need to set aside past unpleasantness with your soon-to-be-ex and focus on the fact that selling the home is just part of the business of getting divorced.

2. Let Your Agent Be the Go-Between

If you’re getting divorced, your communication with your spouse probably isn’t that great. And if you’re like most sparing couples, you fight about money.

Since the home sale is a financial transaction, it’s primed with the potential to become another big financial fight. It’s not uncommon for sparing spouses to do battle over setting the list price or accepting an offer.

The home sale decisions aren’t all financial, either. Divorcing couples have also been known to battle over the little decisions, like improving curb appeal or repainting the interior.

While going to war over home sale decisions large and small may give you an outlet to express your anger or need for revenge, all you’re really doing is dragging out the process—and delaying the finalization of the divorce.

Instead of getting into verbal sparring matches with your spouse, you’ll be doing yourself a favor by routing all communications with your spouse through your agent.  Read the rest of the post here…

For divorced couples trying to move on and start a new life, the best way to deal with conjugal properties such as a house is to sell it. While selling it is never easy, you have to survive. Follow some (if not all) of these tips above and peacefully move on with your new life.

Also in selling your home during a divorce, you can do it on your own or seek expert help. If you’re looking for some expert to help sell your home fast, Dependable Homebuyers can help you with that. Visit us on and we want to hear more from you.

Dependable Homebuyers
1402 Belt St, Baltimore, MD 21230
(443) 266-6247


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